Prabin Kalikote

An insurance policy is a contract between the insurer and insured which determines the claims which the insurer is legally required to pay.

Of course, all of them are not in the true firms since there is the problems of cheating. They don't have social co-operation and are not legalized as well. They charge more money as premium to the client.

The distortion of facts about the insured is called the insurance fraud.

The two ways to keep away from insurance frauds are:
        - Providing details about all the facts.
        - Proper security system should be established.

Insurance is a means of protection from financial loss. Therefore, insurance is the best way to remain safe from financial loss.

The challenges and opportunities of Nepalese foreign employment are:
        - Due to the lack of skills, no suitable job is given.
        - Labors are forced to cork for long hours with low wages.
        - Nepal govt. is unable ensure the rights of foreign employee in foreign countries.
        - Inability to perform required or assigned tasks due to lack of...

Foreign employment has played an important role in Nepalese economy. Due to the lack of job opportunity in the internal labor market, about 8 lakh Nepalese youths have gone to different countries of the world for employment. Foreign employment Is very important to solve the unemployment problem of the country. It also helps to earn foreign currency in the form of remittance. It also has brought positive effects to bring improvement in...