12 Social -- सामाजिक अध्ययन तथा जीवनोपयोगी शिक्षाको अन्तरसम्बन्ध

The states that are most prone to natural calamities are Jamaica,Texas, Washington, Florida, Haiti, Mexico, Alabama, Colorado, etc.

समसया = problem

निरमाण = building/construction.

Problem-building? I am unsure what are you asking for.